Saba Bidv 2021 -

Managing non-performing loans (NPLs) down to 0.82%, the best improvement in years. 2. Financial Performance Highlights (2021)

BIDV also acted as a pillar for the Vietnamese economy during the pandemic. In 2021, the bank proactively reduced its income by approximately to support customers through debt restructuring and interest rate exemptions. This "National Brand" commitment emphasized its role beyond simple profit-making, focusing on long-term national stability. ANNUAL REPORT - BIDV

Achieved a bad debt coverage ratio exceeding 235%, ensuring high financial safety. 3. Key Awards and Global Recognition saba bidv 2021

In 2021, BIDV solidified its position as the largest commercial bank in Vietnam by total assets while navigating the challenges of the global pandemic. 1. Strategic Vision: The 2021–2025 Transformation

Awarded for the fourth consecutive year by Asian Banking and Finance and Alpha Southeast Asia . Managing non-performing loans (NPLs) down to 0

Held 13% of the entire economy's credit balance.

Despite the economic headwinds of the COVID-19 pandemic, BIDV reported robust growth across all major indicators: In 2021, the bank proactively reduced its income

Embedding Environmental, Social, and Governance (ESG) goals into core operations.